Updated: Jul 10
We’re usually running on autopilot, but we still make decisions everyday on small and big aspects of our lives. When it comes to making the big decisions that affect our lives, there are so many thoughts that go through our minds, which can become confusing and off-putting.
That internal voice lets you know, all the reasons why you shouldn't do something that's either because it's out of your comfort zone, the unknown or it's so new to you that it feels like climbing a mountain.
Whether it's to do with seeking a new job, getting into a relationship, buying a property or even going on holiday. We bombard ourselves with all the ways it could go wrong. But how will you ever know if you don't give it a go?
Over the years, I've learned to change my mindset and look at the positives of what could be and aim to simplify everything to drown out those negative thoughts. Don’t get me wrong, it’s good to plan for contingencies, but I do that and move on.
Here's what happened to me with my property portfolio… I was nervous even at the thought of considering to buy an investment property as I lead myself to believe it wasn't possible to own a portfolio or have sufficient borrowing power to purchase in the first place. Especially with my average 9 to 5 job. I wasn't sure where to start and frankly I didn't want to lose my down time to have to learn something new – because I was comfortable with my routine.
But then it occurred to me......
How long would this feeling really last?
Change is inevitable for us all, right?
How will I feel in 5 to 10 years from now?
Will I look back and live in regret?
Will I look back and ask myself…..
What if I just started learning a little bit at a time and listened to those podcasts or read that book?
What if I bought an investment property 10 years ago and how much would it have been worth now?
What if I left a reliable career in IT to start my own business, where would I be now?
If I didn’t do any of those ‘what ifs’, I'd be stuck with the usual grind and feeling mediocre with life and looking for a side step to keep me going until it happens all over again. We all have that innate belief that stepping onto a different ladder will change everything, when in actual fact progressing up the ladder will give you more joy especially when you take a leap and go 3 steps ahead, you'll be so relieved you took that risk.
Two years later and I've created a property portfolio across different continents which will provide financial security for my future and it has also enabled me to start my own business; something I would have never imagined was possible for me.
The fact is, we all have it in us to achieve whatever goals and dreams we may have. If we simply act out on those ‘what ifs’ just a little bit at a time, just enough to start the process of educating ourselves; even if it's once per week for 30 mins, it all counts to achieving that end goal.
I had actually spent an entire year listening to podcasts about investing (twice a week), reading online forums and books, becoming familiar with the terminology and networking with experienced investors to learn from them. As a result, I gained more confidence and realised it wasn't as complex as I initially thought.
So, if you want to progress in life and make something of it, listen to your own ‘what ifs’, keep moving forwards and take action to learn something new a little bit at a time.
There's no right time to start so just push away those negative thoughts and just START NOW! What have you got to lose? You have everything to gain! You'll be so grateful when you look back in 10 years and realise that dreaded question of 'WHAT IF' turns into 'I DID IT' :)
www.GreenEdgeFinance.com.au - Helping people with Finance to achieve their goals.